On 26th September 1917, our great visionary, Sheth Shantaram Mangesh Kulkarni laid the foundation to NKGSB Bank. With a modest beginning in 1917, NKGSB is now a Multi-State Bank having its area of operation in the States of Maharashtra, Karnataka, Goa, Gujarat, Madhya Pradesh and Union territories of Daman, Diu, Dadra and Nagar Haveli.

Growth & Evolution

  • Over the years, the Bank has consistently shown robust growth both qualitatively & quantitatively. The Bank has grown not only in the size of deposits and advances, but has also multiplied its net worth, making the institution financially sound and fundamentally strong
  • Today the Bank has 104 branches spread over the states of Maharashtra, Goa, Karnataka, Gujarat and Madhya Pradesh
  • Mumbai - 47 branches
  • Navi Mumbai - Vashi, CBD Belapur, Nerul, Kharghar , Kamothe, Airoli and Badlapur (7 branches)
  • Raigad - Panvel & Alibaug
  • Maharashtra (other than Mumbai) - Pune (Kothrud, Aundh, Chikhli, Chakan, Bhosari, Magarpatta, Sinhagad, Wakad, Vadgaon Sheri, Chinchwadgaon, Pimpale Saudagar, F.C. Road, Poud Road, Market Yard & Narayan Peth, Kolhapur — (Kolhapur Main, Uma Talkies, Ichalkaranji, Salokhe Nagar and Gokul Shirgaon), Nashik - (Sharanpur & Ambad) and Ratnagiri, Aurangabad (Samarth Nagar, Garkheda & Waluj)
  • Goa - Ponda, Panaji, Madgaon, Mapusa & Vasco Da Gama
  • Karnataka - Karwar- Main, Hubli, Belgaum, Sirsi, Kumta, Dharwad, Udupi, Bengaluru (Rajaji Nagar, Jaya Nagar, Sheshadripuram, Banashankari, HRBR) & Mangaluru
  • Gujarat - Vadodara, Surat and Ahmedabad-(Navrangpura & Maninagar)
  • Madhaya Pradesh - Indore Bhanwar Kua


  • Board of Directors are eminent and experienced professionals who have a diverse experience in the fields of Banking, Finance, Law and Human Resources.
  • As a part of good governance practice, the Bank has adopted a code of ethical business principles and accepted the responsibility to be seen as a work culture in its true spirit. The business philosophy is based on four core values i.e. pillars of service excellence, customer focus, product innovation and resourceful people
  • The Bank has varied Deposit products to suit the needs of customers and occupies a place of pride in offering tailor-made credit solutions under one roof, packaged at liberal, competitive and flexible terms. We serve the short and long term requirements of Businessmen, Professionals, Small & Medium Enterprises, and Corporates

Value - Added Services

Bank has always been at the forefront of adding value to its products. By establishing correspondent relationships and strategic alliances, we offer best of the services tour customers.

  • Corporate Agency with the leading players for Life Insurance, General Insurance, Health Insurance
  • Authorised Distributor for Mutual Fund
  • Digital Banking facilities - SMS Banking, MOBILE Banking, NET Banking
  • Debit Card - RuPay
  • Bill Payments facility
  • Provide POS (Point Of Sale) machines for Commercial transactions
  • Multi-Currency Card available
  • Whatsapp Pay
  • Pan India ATM network through NPCI
  • Participant in the payment initiative of NPCI viz. Unified Payments Interface (UPI)
  • Authorised Dealer Category I (AD-1)
  • Depository Participant (DP) of NSDL for Demat Services
  • ‘I-Connect’ for hassle free payment of Taxes
  • Pass-book printing facility through Kiosk machines
  • 24/7 Customer Call Centre

NKGSB bank offers “8 to 8 banking” and “7 days” working at Select branches.
At NKGSB it's "Smart Banking Straight from the Heart"