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Doctor Loan
A red carpet welcome for medical professionals
Features & Benefits
- Interest charged on daily reducing basis
- No pre - payment charges for repayment through own source
- Attractive interest rate
- Simple documentation
- Easy repayment options - ECS/ Post-dated cheque/ Standing Instruction
- Speedy loan approval
- Offers Insurance cover for all assets at attractive premium
Purpose
- Furniture Fixture, Repairs & Renovation of Clinic
- Funding for Imported Equipment
- Hospital Infrastructure Finance
Eligibility
- Professional Medical practitioner
Loan upto Rs. 500 lakhs with Collateral Security (Set up of Clinic / Hospital )
- Tenure : 10 years including 6-12 months Moratorium
- Rate of Interest : 9.00% p.a. onwards
- Margin Required (Doctor’s Contribution) :
- Land & Building 10%
- Machinery / Equipments 10%
- Renovation / Furniture & Fixtures (For Ownership Premises Only) 30%
Loan upto Rs. 100 lakhs without Collateral Security - (Only Equipment)
- Tenure : 7 years
- Rate of Interest : 9.95% p.a.
- Margin Required (Doctor’s Contribution) : Machinery / Equipments 10%
Loan upto Rs. 50 lakhs without Collateral Security – (Against used machinery)
- Tenure : 5 years
- Rate of Interest : 10.00% p.a.
- Margin Required (Doctor’s Contribution) : 5% on WDV or 20% on MV
Documentation : Refer Basic Documents - Retail Loan
In addition to the basic documents
- Degree : Professional Degree Certificate
- Equipment/Computer : Estimate / Quotation
- Premises
- Copy of Agreement or allotment letter
- Chain of Agreements in case of re-sale
- NOC from Society
- Share Certificate of the society in the name of seller
- Leave & license agreement if the applicant is currently staying on rent
Conditions Apply
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