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Home Loan
Realize your dream with a complete package to meet all your housing finance needs.
Features & Benefits
- Interest charged on daily reducing basis
- No pre-payment / foreclosure charges for Housing Loans
- Attractive interest rate
- Simplified documentation
- Easy repayment options - ECS / Post-dated cheque / Standing Instruction
- Speedy loan approval
- Offers Insurance cover for all assets at attractive premium
Purpose : Purchase residential premises
Eligibility : Salaried / Professional / Businessmen
Quantum of loan
- Limit up to ₹ 1.40 Crore
Margin
- 20% Margin on Agreement Value
- 10% Margin on Agreement Value (Priority Sector as defined by RBI from time to time)
Rate of Interest : 8.50% p.a. onwards
Documentation : Refer Basic Documents - Retail Loan
In addition to the basic documents
- Copy of Agreement or Allotment Letter
- Chain of Agreements in case of re-sale
- NOC from Society / Builder
- Share Certificate of the Society in the name of seller
- Leave & License Agreement if the applicant is currently staying on rent
Security
- Equitable Mortgage of the premise
Repayment
- Up to 20 Years
Moratorium
- Maximum 18 months for the proposed flat under construction
Privilege
- Enjoy additional Life Cycle Banking loan against same security with minimum documentation in a hassle-free way
Conditions Apply
Disclaimer
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