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Home Loan

Realize your dream with a complete package to meet all your housing finance needs.

Features & Benefits

  • Interest charged on daily reducing basis
  • No pre-payment / foreclosure charges for Housing Loans
  • Attractive interest rate
  • Simplified documentation
  • Easy repayment options - ECS / Post-dated cheque / Standing Instruction
  • Speedy loan approval
  • Offers Insurance cover for all assets at attractive premium

Purpose : Purchase residential premises

Eligibility : Salaried / Professional / Businessmen

Quantum of loan

  • Limit up to ₹ 1.40 Crore


  • 20% Margin on Agreement Value
  • 10% Margin on Agreement Value (Priority Sector as defined by RBI from time to time)

Rate of Interest : 8.50% p.a. onwards

Documentation : Refer Basic Documents - Retail Loan

In addition to the basic documents

  • Copy of Agreement or Allotment Letter
  • Chain of Agreements in case of re-sale
  • NOC from Society / Builder
  • Share Certificate of the Society in the name of seller
  • Leave & License Agreement if the applicant is currently staying on rent


  • Equitable Mortgage of the premise


  • Up to 20 Years


  • Maximum 18 months for the proposed flat under construction


  • Enjoy additional Life Cycle Banking loan against same security with minimum documentation in a hassle-free way

Conditions Apply