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Home Loan

Realize your dream with a complete package to meet all your housing finance needs.

Features & Benefits

  • Zero Processing Fee
  • Personal Accident Policy with coverage of Rs 5 Lacs for the period of 5 years
  • Interest charged on daily reducing basis
  • No pre-payment / foreclosure charges for Housing Loans
  • Attractive interest rate
  • Simplified documentation
  • Easy repayment options - ECS / Post-dated cheque / Standing Instruction
  • Speedy loan approval
  • Offers Insurance cover for all assets at attractive premium

Purpose : Purchase residential premises

Eligibility : Salaried / Professional / Businessmen

Quantum of loan

  • Up to 80% of agreement value for salaried persons
  • Limit up to ₹ 70 Lacs

Documentation : Refer Basic Documents - Retail Loan

In addition to the basic documents

  • Copy of Agreement or Allotment Letter
  • Chain of Agreements in case of re-sale
  • NOC from Society / Builder
  • Share Certificate of the Society in the name of seller
  • Leave & License Agreement if the applicant is currently staying on rent

Security

  • Equitable Mortgage of the premise

Surety

  • One Guarantor

Repayment

  • 15 Years / 20 Years

Privilege

  • Enjoy additional Life Cycle Banking loan against same security with minimum documentation in a hassle-free way

Conditions Apply