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Mortgage Loan
Mortgage your needs for a happier future
Features & Benefits
- Interest charged on daily reducing basis
- Attractive interest rate
- Simplified documentation
- Easy repayment options- ECS / Post-dated cheque / Standing Instruction
- Speedy loan approval
Purpose
- House repairs, higher education, travelling expenses, expenses for marriage, thread ceremony, medical,repayment of old debts, business purpose etc.
Eligibility
- Repayment justification on existing income of the applicants.
Quantum of loan
- Up to Rs.500.00 lacs
- 60% of Valuation of the flat or applied amount whichever is lower
Margin
- 40% Margin on Market Value or 30% on Distress Value
Rate of Interest : 9.95% p.a.
Documentation
Basic documents as per housing loan scheme.
- House Repairs- Estimate of repairs and renovation.
- Business- Audited statement of accounts & tax returns - 3 years with purpose.
- Medical- Medical bills.
- Ceremony- Invitation Card and estimate of expenditure.
- Pay off old debts- Acknowledgement of debt.
- Education- Proof of admission, estimate of course fee & other expenses, mark sheet & certificate of educational qualification etc.
- Travelling- Copy of tickets, estimate of lodging & boarding etc.
- All other documents pertaining to immovable security as mentioned in housing loan scheme
Security
- Equitable / Registered mortgage of the property
Repayment
- Up to 12 Years
Disclaimer
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