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Personal Loan

Mortgage your needs for a happier future.

Features & Benefits

  • Zero Processing Fee
  • Interest charged on daily reducing basis
  • No pre-payment charges for repayment through own source
  • Attractive interest rate
  • Simple documentation
  • Easy repayment options - ECS/ Post-dated cheque / Standing Instruction
  • Speedy loan approval
  • Offers Insurance cover for all assets at attractive premium

Purpose

  • House repairs, Higher education, Expenses for marriage, thread ceremony, medical and old debts

Eligibility

  • Salaried / Professional / Businessmen

Quantum of loan

  • Up to ₹ 5 Lacs

Documentation : Refer Basic Documents - Retail Loan

In addition to the basic documents

  • House Repairs : Estimate of repairs and renovation
  • Education : Proof of Admission and estimate of expenditure
  • Business : Audited statement of accounts & tax returns- 3 years with purpose
  • Medical : Medical bills
  • Ceremony : Invitation card and estimate of expenditure
  • Pay off old debts : Acknowledgement of debt

Security

  • One Guarantor

Repayment

  • Up to 5 years

Conditions Apply