Professional Loan

Fasttrack customized loan for professionals.

Features & Benefits

  • Interest charged on daily reducing basis
  • No pre-payment charges for repayment through own source
  • Attractive interest rate
  • Simple documentation
  • Easy repayment options - ECS/ Post-dated cheque/ Standing Instruction
  • Speedy loan approval
  • Offers Insurance cover for all assets at attractive premium


  • Acquisition of premises, equipment, purchase of vehicle, etc.


  • Professional Chartered Accountants, Engineers, MBA Consultants, Architects, Company Secretary, Cost Accountant, Doctor etc

Quantum of loan

  • Up to 100 % for vehicle
  • Up to 90 % for equipment, machinery, computer and premises

Rate of Interest : 10.75% p.a.

Documentation : Refer Basic Documents - Retail Loan

In addition to the basic documents

  • Degree: Professional Degree Certificate
  • Vehicle: Proforma invoice of an authorised dealer
  • Equipment/Computer: Estimate / Quotation
  • Premises
    • Copy of Agreement or allotment letter
    • Chain of Agreements in case of re-sale
    • NOC from Society
    • Share Certificate of the society in the name of seller
    • Leave & license agreement if the applicant is currently staying on rent


  • Tenure for vehicle Loans is up to 5 Years and for others up to 120 months including moratorium period


  • Enjoy additional Life cycle banking loan against same security with minimum documentation

Conditions Apply